Tuesday, September 6, 2011

Day 1: The 'B' Word



This is a very hush hush subject in my home. We do not mention the dreaded 'B' word as it spreads panic throughout the streets. I'll whisper it softly... "budget" *runs and hides in the corner*

After the droves of villagers have run through with their pitchforks and torches we will discuss the *ahem* 'b' word.

Budgeting is like dieting. You can't just give up everything all at once. If you're like me a week into it you'll be hiding under the bed eating a bowl full of cake mix and crying over your failures. SO, my step one is to stop the massive amounts of emails I get from Groupon, Eversave, Zulily, Living Social, Sale Mail, Daily Deal, Gilt, Haute Look, Rue la la, Crate and Barrel, Macy's, LL Bean, Modcloth, Shabby Apple... just to name a few. Why tempt myself with all the pretty, shiny things... excuse me... i need a minute...

*breathe*

So now that the 'carats' will no longer being dangled in front of me on the computer, I just have to curb the wants and the 'needs' in other areas of my life. The hubby and I are thinking about only keeping one cellphone and possibly cancelling netflix. Although we don't have cable so netflix is our only entertainment. We rarely ever watch it. Baby boy does enjoy Yo Gabba Gabba though. I think I'll take a cue from my grandparents are start clipping grocery store coupons! Kind of excited about this one. I do love a great bargain.

It's going to be a slow transformation. I'm sure we will falter at one time or another. We just have to constantly have that goal in front of us. Say it with me "single family home", single family home. someday.

Now I'm craving candy.

Monday, September 5, 2011

i want a house!




I want a house, I have a home, a wonderful home with my husband and son. I could live in a cardboard box down by the mystic river and it would be a home if they were there with me. BUT i want a house. a little house to call our own. nothing fancy, something we can grow into. this dream, and it is that, a dream is floating away further and further every day. this state, this town we live in the housing market is ridiculous. who can afford to buy, i thought we were in a recession?

Is the first step to save? how can you save when you live paycheck to paycheck? sigh.

who knows. maybe I should take a class on first time home ownership or of finance. I need to stop perusing the internet for homes on the market that I'll never be able to afford. I really do know how to drive myself crazy!

Maybe I'll turn this blog into my quest for a home. we all have to start somewhere. guess i'll start here.